Senior Risk Architect - Software Engineering

Senior Risk Architect role has just become available in the largest Payment Technology company in Indonesia.

RISK ARCHITECT

Salary: Competitive and based on experience
Location: Jakarta

Keywords: fraud prevention, risk engine, e-wallet, senior role, reporting to CTO, Jakarta

A leading e-wallet provider in Indonesia is seeking a highly experienced Risk Architect to spearhead the development of an advanced fraud prevention system and risk engine, built entirely in-house. This pivotal position offers you the opportunity to shape the future of digital financial security for millions of users, working at the forefront of technology and innovation. As a senior member of the team, you will report directly to the Chief Technology Officer, collaborating with cross-functional teams to deliver robust solutions that protect both customers and business interests. The organisation is renowned for its commitment to excellence, cutting-edge technology adoption, and supportive leadership, making this an exceptional environment for professionals who thrive on responsibility and impact. Flexible working opportunities are available, ensuring you can balance your professional ambitions with personal commitments while contributing to one of Indonesia’s most influential fintech platforms.

* You will be entrusted with designing and implementing a comprehensive fraud prevention system from scratch, leveraging your expertise to safeguard millions of transactions daily.
* This role places you at the heart of strategic decision-making, reporting directly to the CTO and influencing company-wide risk management practices.
* The organisation offers flexible working arrangements and a collaborative culture where your contributions are valued and supported by knowledgeable colleagues across multiple disciplines.

What you'll do:

As a Risk Architect based in Jakarta, you will play a central role in building a state-of-the-art fraud prevention system designed specifically for one of Indonesia’s largest e-wallet platforms. Your day-to-day responsibilities will involve close collaboration with multidisciplinary teams as you design robust frameworks that detect and prevent fraudulent activity across millions of transactions. You will be responsible for developing innovative models that anticipate new threats, establishing protocols for rapid response, and ensuring all systems comply with regulatory standards. By sharing your expertise through workshops and documentation, you will empower colleagues across departments to uphold best practices in risk management. Your work will have a direct impact on customer trust and business resilience, positioning you as a key contributor to the company’s ongoing success.

* Design and architect an end-to-end fraud prevention system tailored specifically for high-volume e-wallet transactions within the Indonesian market.
* Collaborate closely with engineering, product, and data science teams to ensure seamless integration of risk controls into existing infrastructure.
* Develop sophisticated algorithms and models that proactively identify suspicious activities and mitigate potential threats before they impact users.
* Establish clear protocols for monitoring, alerting, and responding to emerging risks in real time, ensuring rapid resolution and minimal disruption.
* Lead technical workshops and knowledge-sharing sessions to upskill internal teams on best practices in risk management and fraud detection.
* Evaluate third-party tools and technologies for potential integration while prioritising in-house development wherever possible.
* Create detailed documentation outlining system architecture, operational procedures, and compliance requirements for regulatory audits.
* Work alongside legal and compliance departments to ensure all risk mitigation strategies adhere to local regulations and industry standards.
* Continuously assess system performance through rigorous testing, refining processes based on feedback from stakeholders and evolving threat landscapes.

What you bring:

To excel as a Risk Architect in this organisation, your background should reflect significant hands-on experience developing risk engines or fraud prevention systems within fast-growing fintech or banking sectors. Your technical acumen must be complemented by strong communication skills that foster collaboration across diverse teams. You will bring deep knowledge of machine learning applications for security purposes as well as familiarity with local regulatory requirements. Your proven ability to document processes thoroughly ensures transparency during audits or reviews. A passion for staying ahead of industry developments will help you adapt quickly to new challenges while supporting others through training initiatives. Your reliability under pressure makes you an invaluable asset during critical incidents or periods of rapid growth.

* Extensive experience architecting large-scale risk engines or fraud prevention systems within fintech or banking environments.
* Proven track record of designing complex technical solutions that address real-world security challenges in high-transaction settings.
* Deep understanding of machine learning techniques applied to anomaly detection, behavioural analysis, or predictive modelling for fraud mitigation.
* Strong interpersonal skills enabling effective collaboration with engineering, product management, legal, compliance, and executive leadership teams.
* Demonstrated ability to communicate technical concepts clearly through documentation, presentations, and training sessions.
* Familiarity with regulatory frameworks governing financial services in Indonesia or similar markets.
* Experience evaluating third-party risk management tools while prioritising custom-built solutions when appropriate.
* Commitment to continuous learning—keeping abreast of emerging threats, technologies, and industry trends relevant to digital payments security.
* Ability to manage multiple projects simultaneously while maintaining attention to detail under tight deadlines.

What sets this company apart:

This organisation stands out as one of Indonesia’s most prominent e-wallet providers—trusted by millions for secure digital transactions every day. Their commitment to technological advancement is matched only by their dedication to creating an inclusive workplace where every team member’s voice is heard. Employees benefit from flexible working opportunities that support work-life balance without compromising professional growth. The leadership team fosters a culture of collaboration and knowledge-sharing so everyone can contribute meaningfully regardless of their role or background. With access to ongoing training programmes and exposure to cutting-edge projects at scale, joining this company means becoming part of a network that values both individual expertise and collective achievement. The supportive environment encourages open communication between departments so ideas can flourish into impactful solutions that shape the future of financial technology in Indonesia.

What's next:

If you are ready to make a lasting impact on digital financial security at scale while advancing your career in a supportive environment—this is your chance!

Apply today by clicking on the link below; take the next step towards shaping the future of fintech security in Indonesia.

Due to the high volume of applications we are experiencing, our team will only be in touch with you if your application is shortlisted.