An exciting Head of Risk Management (Micro Lending) job has just become available at one of the biggest micro lending companies based in Jakarta.
About the Head of Risk Management (Micro Lending) Role: Reporting to the business leaders, you will lead our risk management function and ensure the soundness of our lending operations. The ideal candidate will be responsible for developing and implementing effective risk management strategies, policies, and procedures to safeguard our business while supporting our mission of financial inclusion.
Risk Strategy Development: Develop and implement a comprehensive risk management strategy that aligns with the company's objectives and regulatory requirements
Credit Risk Management: Monitor and assess credit risk by analysing loan portfolios, assessing borrower creditworthiness, and implementing risk mitigation strategies
Market and Operational Risk: Identify and mitigate market and operational risks, including fraud prevention and cybersecurity measures
Portfolio Analysis: Continuously analyse and assess the company's loan portfolio, identifying trends and potential issues, and taking proactive measures to manage risk
Regulatory Compliance: Ensure compliance with all relevant regulatory requirements and liaise with regulators as necessary
Team Leadership: Manage and mentor a team of risk management professionals, fostering a culture of risk awareness and continuous improvement
Reporting and Analysis: Prepare regular risk reports for senior management and the board of directors, providing insights and recommendations
Collaboration: Collaborate with other departments, such as finance, operations, and IT, to enhance risk management processes and systems
To succeed in this Head of Risk Management (Micro Lending) role, you will need to have strong knowledge of risk assessment, risk mitigation strategies, and risk modelling. Ability to develop and implement risk management policies, procedures, and frameworks.
Education: Bachelor's degree in Finance, Risk Management, or a related field. A master's degree or relevant professional certification (e.g. FRM, CFA) is a plus
Experience: A minimum of eight years' relevant experience in risk management, with at least three years in a leadership role in a financial institution or micro-lending company
Industry Knowledge: In-depth knowledge of microfinance, lending, and financial services in Indonesia. Familiarity with local regulatory requirements is essential
Analytical Skills: Strong analytical and problem-solving skills with the ability to make data-driven decisions
Leadership Skills: Proven ability to lead and develop a team, fostering a culture of collaboration and innovation
Communication: Excellent communication and interpersonal skills, with the ability to engage with internal and external stakeholders effectively
Adaptability: The ability to thrive in a dynamic and fast-paced environment and adapt to changing circumstances
Ethical Conduct: Commitment to responsible lending practices and ethical conduct in all aspects of the role
This financial services firm is a leading micro-lending company operating in Indonesia. Their mission is to empower individuals and small businesses by providing access to financial resources and opportunities for growth. They are committed to responsible lending and sustainable economic development.
If you are driven, determined and want to take the next step in your career, this Head of Risk Managementrole is right for you. Great career progression opportunities await the right person in this Head of Risk Management (Micro Lending) role.
Apply today or contact me to discuss this new opportunity.
Due to the high volume of applications we are experiencing, our team will only be in touch with you if your application is shortlisted.